ACCIDENT, SICKNESS AND UNEMPLOYMENT INSURANCE (ASU)
Premiums as low as £2.45 per £100 of monthly cover!! For Mortgage Payment Protection:
you may apply online also
How would you make your monthly mortgage payments if you were
Unable to work due to an Accident, Sickness or Unemployment?
The Government are looking for sustainable home ownership and at present will give no assistance to anyone unable to pay their mortgage for at least 9 months!
ASU insurance is designed to protect your mortgage and other regular monthly commitments. It will pay a pre-defined amount to you (benefit) if you are unable to work due to a qualifying condition (please see and read policy summary)
The policy is designed to pay the monthly benefit until you are able to return to work or you have claimed for up to 24 months depending on the level of benefit chosen.
This type of insurance has a simple application process requiring only the briefest medical questionnaire. It is possible to choose an ‘Unemployment only’ or ‘Accident and Sickness only’ options to reduce the monthly cost of the cover.
Independent Mortgage Services and IMS are trading styles of Neale Morton (IMS) Limited which is authorised and regulated by the Financial Services Authority.
IMS firm reference number is 307533. You can check this on the FSA’s Register by visiting the FSA’s website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234