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adverse certificate calculator
The first figure gives the total monthly payment for a straight
repayment mortgage, including both interest and payment towards the
capital loan amount. This reduces the amount owed on the capital,
month by month. The second figure shows the amount of interest
payment only.
Anyone opting for an interest-only mortgage, such as linked to an
endowment, ISA or pension savings policy, will need to add the cost
of the monthly premiums of the policy to the interest figure above.
On maturity the savings policy is intended to pay off the capital
loan
These figures are only a guide. We recommend that you obtain
exact figures from a specific lender before committing to any
mortgage.
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Independent Mortgage Services and IMS are trading styles of Neale Morton (IMS) Limited which is authorised and regulated by the Financial Services Authority.
IMS firm reference number is 307533. You can check this on the FSA’s Register by visiting the FSA’s website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234
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